KFS Mortgage Co.

Suite 12

406 Main St

Metuchen, NJ 08840

(732) 548-8899

NJ Licensed Mortgage Banker

Updated on Oct 10, 2011

Current Page:  Interest Only Rates

Please CALL for more INFORMATION

Click for View:  Fixed Mortgage Rates -- Regular ARM Rates

Rates subject to change without notice.

*APR only for reference and not for mortgage payment*

Interest Only Rate
Less
Than
100,000
100,00
-
149,999
150,00
-
199,999
200,00
-
299,999

300,000

-

417,000

417,001 - 729,750

729,751 -

Jumbo

APR

(Non-Jumbo)

APR

(Jumbo)

3/1 ARM
INTEREST ONLY
0 Point

With Cost

(refi / pur)

10 days lock
2.875  2.750 2.625 2.625 2.500 CFI CFI 2.750  
45 days lock
 3.000  2.875  2.875  2.750  2.750 CFI  CFI 2.875  
No Cost (Refinance)
10 days lock
 CFI CFI  CFI  3.375  3.125 CFI CFI   
45 days lock
 CFI CFI  CFI  3.500  3.250 CFI CFI   
No Cost (Purchase)
10 days lock
 N/A N/A N/A N/AN/A N/A N/A   
45 days lock
 N/AN/A  N/AN/A  N/A N/AN/A   
5/1 ARM
INTEREST ONLY
0 Point

With Cost

(refi / pur)

10 days lock
2.875 2.750  2.750  2.625  2.625 CFI CFI  2.750  
45 days lock
 3.125  3.125  3.000  2.875  2.875 CFI CFI  3.125  
No Cost (Refinance)
10 days lock
 CFI CFI  CFI  3.625  3.375 CFI  CFI  
45 days lock
CFICFI CFI 3.750 3.500 CFICFI  
No Cost (Purchase)
10 days lock
N/A N/A  N/A N/AN/A N/A  N/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  
7/1 ARM
INTEREST ONLY
0 Point

With Cost

(refi / pur)

10 days lock
 3.250 3.125 3.000  3.000 2.875 CFI CFI  3.125  
45 days lock
3.500 3.375 3.375 3.250 3.250 CFICFI 3.375  
No Cost (Refinance)
10 days lock
CFI CFI  CFI  4.000  3.750 CFI  CFI  
45 days lock
CFICFI CFI 4.125 3.875 CFICFI  
No Cost (Purchase)
10 days lock
N/A  N/A N/AN/A N/AN/A N/A   
45 days lock
N/AN/AN/AN/AN/AN/AN/A  
10/1 ARM
INTEREST ONLY
0 Point

With Cost

(refi / pur)

10 days lock
 4.250  4.250 4.125  4.125  4.125 CFI CFI  4.250  
45 days lock
4.375 4.375 4.250 4.250 4.250 CFICFI 4.375  
No Cost (Refinance)
10 days lock
CFICFI   CFI  4.500  4.375 CFI CFI   
45 days lock
CFICFI CFI 4.625 4.500 CFICFI  
No Cost (Purchase)
10 days lock
N/A  N/AN/A N/A N/A N/A N/A   
45 days lock
N/AN/AN/AN/AN/AN/AN/A  

** LOCK CUT OFF: 3:00PM **

* Please complete LOCK-IN Form and fax back to us by 3:00 PM for lock in

* Application Package has to be sent back to us within one week *

FAX # 732-548-8887

email

**Raising RATE up 0.125 for CASH OUT REFINANCE unless LTV = or <70%**


CLICK the following buttons in order to download and printout Lock-In Form or Application Form


Forms are in Adobe Acrobat (.pdf) format