KFS Mortgage Co.
Suite 12 ~ 406 Main St ~ Metuchen, NJ 08840 ~ (732) 548-8899
NJ Licensed Mortgage Banker
Updated on Sept. 03, 2010
***Offfice close from 09/07/2010 to 09/10/2010***
***Office reopen on 09/13/2010***
Current Page: Regular Adjustable Mortgage Rates
Click for View: Fixed Mortgage Rates -- Interest Only Rates
Rates subject to change without notice.
*APR only for reference and not for mortgage payment*
| Regular ARM | Less Than 100,000 | 100,000 - 149,999 | 150,000 - 199,999 | 200,000 - 299,999 | 300,000 - 417,000 |
417,001 - 729,750 |
729,751 - (Jumbo) | APR
(Non-Jumbo) |
APR (Jumbo) | ||
| 1
Year ARM 0 Point | With Cost (Pur or Refi) | 10
days lock | N/A |
N/A | N/A | N/A |
N/A | N/A | N/A | N/A | N/A |
45
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ||
| No Cost (Refinance) | 10
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | |||
45
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ||||
| No Cost (Purchase) | 10
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | |||
45
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ||||
| 3/1 ARM 0 Point | With Cost (Pur or Refi) | 10
days lock |
CFI | 4.000 | 3.875 | 3.875 | 3.750 | CFI | CFI | CFI | N/A |
45
days lock |
CFI | CFI | CFI | CFI | CFI | CFI | CFI | CFI | |||
| No Cost (Refinance) | 10
days lock | CFI | CFI | CFI | CFI | CFI | CFI | CFI | |||
45
days lock | CFI | CFI | CFI | CFI | CFI | CFI | CFI | ||||
| No Cost (Purchase) | 10
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | |||
45
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ||||
| 5/1 ARM 0 Point | With Cost (Pur or Refi) | 10
days lock |
3.375 | 3.375 | 3.250 | 3.250 | 3.125 | 3.625 | 4.000 | 3.375 | N/A |
45
days lock |
3.750 | 3.750 | 3.625 | 3.500 | 3.375 | 3.875 | 4.250 | 3.750 | |||
| No Cost (Refinance) | 10
days lock | CFI | CFI | 3.750 | 3.625 | 3.375 |
3.875 | 4.250 | |||
45
days lock | CFI | CFI | 4.000 | 3.875 | 3.750 | CFI | 4.500 | ||||
| No Cost (Purchase) | 10
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | |||
45
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ||||
| 7/1 ARM 0 Point | With Cost (Pur or Refi) | 10
days lock |
3.750 | 3.625 | 3.625 | 3.500 | 3.500 | 3.750 | 4.250 | 3.625 | N/A |
45
days lock |
3.875 | 3.875 | 3.750 | 3.750 | 3.750 | 4.000 | 4.500 | 3.875 | |||
| No Cost (Refinance) | 10
days lock | CFI | CFI | 4.000 | 3.875 | 3.750 | 4.000 | 4.500 | |||
| 45
days lock | CFI | CFI | 4.125 | 4.000 | 3.875 | CFI | 4.750 | ||||
| No Cost (Purchase) |
10 days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | |||
| 45
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ||||
| 10/1
ARM | With Cost (Pur or Refi) | 10
days lock |
4.000 | 3.875 | 3.875 | 3.750 | 3.750 | 4.000 | 4.500 | 3.875 | N/A |
| 45
days lock |
4.125 | 4.125 | 4.000 | 4.000 | 4.000 | 4.250 | 4.750 | 4.125 | |||
| No Cost (Refinance) |
10 days lock | CFI | CFI | 4.250 | 4.125 | 4.000 | 4.250 | 4.750 | |||
| 45
days lock | CFI | CFI | 4.375 | 4.250 | 4.125 | 4.375 | 5.000 | ||||
| No Cost (Purchase) | 10
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | |||
| 45
days lock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | ||||
** LOCK CUT OFF: 3:00PM **
* Please complete LOCK-IN Form and fax back to us by 3:00 PM for lock in*
* Application Package has to be sent back to us within one week *
FAX # 732-548-8887
**Additional
0.50 point for CASH OUT REFINANCE unless LTV = or <60%**
CLICK the following buttons in order to download and printout Lock-In Form or Application Form
Forms are in Adobe Acrobat (.pdf) format