KFS Mortgage Co.

Suite 12 ~ 406 Main St ~ Metuchen, NJ 08840 ~ (732) 548-8899

NJ Licensed Mortgage Banker

Updated on Mar 09, 2009

Current Page:  Regular Adjustable Mortgage Rates

Click for View:  Fixed Mortgage Rates -- Interest Only Rates

Rates subject to change without notice.

*APR only for reference and not for mortgage payment*

 

Regular ARMLess
Than
100,000
100,000
-
149,999
150,000
-
199,999
200,000
-
299,999

300,000

-

417,000

417,001

-

729,750

729,751

-

(Jumbo)

APR

(Non-Jumbo)

APR

(Jumbo)

1 Year ARM
0 Point
With Cost
10 days lock
N/A

N/A

N/AN/A

N/A

N/AN/AN/AN/A
45 days lock
N/AN/AN/AN/AN/AN/AN/AN/AN/A
No Cost (Refinance)
10 days lock
N/AN/AN/AN/AN/AN/AN/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  
No Cost (Purchase)
 10 days lock
N/AN/AN/AN/AN/AN/AN/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  
3/1 ARM
0 Point
With Cost
 10 days lock
3.875 3.750 3.750 3.625

3.500

CFICFI 3.750 N/A
45 days lock
4.250 4.125 4.125 4.000 3.875 CFICFI 4.125  
No Cost (Refinance)
 10 days lock
CFICFI CFI 4.125 3.875 CFICFI  
45 days lock
CFICFICFI CFI 4.250 CFICFI  
No Cost (Purchase)
 10 days lock
N/AN/AN/AN/AN/AN/AN/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  

5/1 ARM

0 Point

With Cost
 10 days lock
3.500 3.375 3.375 3.250 3.250 3.625 4.250 3.375 N/A
45 days lock
3.750 3.625 3.625 3.500 3.500 3.875 4.375 3.625  
No Cost (Refinance)
 10 days lock
CFICFI 3.875 3.625

3.500

3.875 4.375   
45 days lock
CFICFI 4.125 3.875 3.750 4.125 4.625   
No Cost (Purchase)
 10 days lock
N/AN/AN/AN/AN/AN/AN/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  
7/1 ARM
0 Point
With Cost
 10 days lock
3.875 3.875 3.750 3.750 3.750 4.000 4.750 3.875 N/A
45 days lock
4.125 4.000 4.000 3.875 3.875 4.250 4.875 4.000  
No Cost (Refinance)
 10 days lock
CFICFI 4.125 4.125 3.875 4.250 4.875   
45 days lock
CFICFI 4.375 4.250 4.125 4.375 5.125   
No Cost (Purchase)
 10 days lock
N/AN/AN/AN/AN/AN/AN/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  

10/1 ARM
0 Point

With Cost
 10 days lock
4.250 4.250 4.125 4.125 4.125 4.375 5.500 4.250 N/A
45 days lock
4.500 4.375 4.375 4.250 4.250 4.500 5.750 4.375  
No Cost (Refinance)
 10 days lock
CFICFI 4.500 4.375 4.250 4.500 5.750   
45 days lock
CFICFI 4.750 4.625 4.500 4.750 5.875   
No Cost (Purchase)
 10 days lock
N/AN/AN/AN/AN/AN/AN/A   
45 days lock
N/AN/AN/AN/AN/AN/AN/A  

** LOCK CUT OFF: 3:00PM **

* Please complete LOCK-IN Form and fax back to us by 3:00 PM for lock in*

* Application Package has to be sent back to us within one week *

FAX # 732-548-8887

email

**Additional 0.50 point for CASH OUT REFINANCE unless LTV = or <60%**


CLICK the following buttons in order to download and printout Lock-In Form or Application Form


Forms are in Adobe Acrobat (.pdf) format