KFS Mortgage Co.

Suite 12 ~ 406 Main St ~ Metuchen, NJ 08840 ~ (732) 548-8899

NJ Licensed Mortgage Banker

Updated on Sept. 03, 2010

***Offfice close from 09/07/2010 to 09/10/2010***

***Office reopen on 09/13/2010***

Current Page:  Regular Adjustable Mortgage Rates

Click for View:  Fixed Mortgage Rates -- Interest Only Rates

Rates subject to change without notice.

*APR only for reference and not for mortgage payment*

 

Regular ARMLess
Than
100,000
100,000
-
149,999
150,000
-
199,999
200,000
-
299,999

300,000

-

417,000

417,001

-

729,750

729,751

-

(Jumbo)

APR

(Non-Jumbo)

APR

(Jumbo)

1 Year ARM
0 Point

With Cost

(Pur or Refi)

10 days lock
N/A

N/A

N/AN/A

N/A

N/AN/AN/AN/A
45 days lock
N/AN/AN/AN/AN/AN/AN/AN/AN/A
No Cost (Refinance)
10 days lock
N/AN/AN/AN/AN/AN/AN/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  
No Cost (Purchase)
 10 days lock
N/AN/AN/AN/AN/AN/AN/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  
3/1 ARM
0 Point

With Cost

(Pur or Refi)

 10 days lock
CFI 4.000 3.875 3.875

3.750

CFICFI CFI N/A
45 days lock
CFI CFI CFI CFI CFI CFICFI CFI  
No Cost (Refinance)
 10 days lock
CFICFI CFI CFI CFI CFICFI  
45 days lock
CFICFICFI CFI CFI CFICFI  
No Cost (Purchase)
 10 days lock
N/AN/AN/AN/AN/AN/AN/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  

5/1 ARM

0 Point

With Cost

(Pur or Refi)

 10 days lock
3.375 3.375 3.250 3.250 3.125 3.625 4.000 3.375 N/A
45 days lock
3.750 3.750 3.625 3.500 3.375 3.875 4.250 3.750  
No Cost (Refinance)
 10 days lock
CFICFI 3.750 3.625

3.375

3.875 4.250   
45 days lock
CFICFI 4.000 3.875 3.750 CFI 4.500   
No Cost (Purchase)
 10 days lock
N/AN/AN/AN/AN/AN/AN/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  
7/1 ARM
0 Point

With Cost

(Pur or Refi)

 10 days lock
3.750 3.625 3.625 3.500 3.500 3.750 4.250 3.625 N/A
45 days lock
3.875 3.875 3.750 3.750 3.750 4.000 4.500 3.875  
No Cost (Refinance)
 10 days lock
CFICFI 4.000 3.875 3.750 4.000 4.500   
45 days lock
CFICFI 4.125 4.000 3.875 CFI 4.750   
No Cost (Purchase)
 10 days lock
N/AN/AN/AN/AN/AN/AN/A  
45 days lock
N/AN/AN/AN/AN/AN/AN/A  

10/1 ARM
0 Point

With Cost

(Pur or Refi)

 10 days lock
4.000 3.875 3.875 3.750 3.750 4.000 4.500 3.875 N/A
45 days lock
4.125 4.125 4.000 4.000 4.000 4.250 4.750 4.125  
No Cost (Refinance)
 10 days lock
CFICFI 4.250 4.125 4.000 4.250 4.750   
45 days lock
CFICFI 4.375 4.250 4.125 4.375 5.000   
No Cost (Purchase)
 10 days lock
N/AN/AN/AN/AN/AN/AN/A   
45 days lock
N/AN/AN/AN/AN/AN/AN/A  

** LOCK CUT OFF: 3:00PM **

* Please complete LOCK-IN Form and fax back to us by 3:00 PM for lock in*

* Application Package has to be sent back to us within one week *

FAX # 732-548-8887

email

**Additional 0.50 point for CASH OUT REFINANCE unless LTV = or <60%**


CLICK the following buttons in order to download and printout Lock-In Form or Application Form


Forms are in Adobe Acrobat (.pdf) format